The call is friendly and the request sounds procedural. It is neither.
You are generally not obliged to give one to the other party’s insurer. Your own insurer may have a contractual right to a statement; the dog owner’s carrier does not.
Understand what the questions are for. Florida reduces a dog bite recovery by the percentage of fault attributed to the person bitten, and since 2023 a victim found more than 50% at fault may recover nothing at all. The adjuster is usually not disputing that their insured’s dog bit you. They are working on a percentage.
Notice how the same event can be described two ways:
- “Did you reach out toward the dog?” versus “Were you trying to be friendly to the dog?”
- “How close did you get?” versus “How much room did you have to move?”
Same facts. Very different fault implications.
Two other traps. People who have been hurt second-guess themselves out loud — “I probably shouldn’t have gotten so close” is an opinion, not a memory, and it will be quoted back as an admission. And early statements about your injuries lock in a description of harm before you know whether there is nerve damage, infection, or scarring to come.
What is reasonable to do: give basic factual details — that it happened, when, where, and that you were treated. Decline the recorded interview for now, politely. Nothing about that is obstructive, and no deadline is running that makes it urgent.